Financing Options from Service Experts Heating & Air Conditioning

April 24, 2016

Imagine: it’s June, creeping up on triple digits, and your air conditioning unit stops. It just dies. Doesn’t work. No more air conditioning, no more cool air to help you stay comfortable. It’s finished.

So you call a heating and cooling company to come perform an inspection and they validate what you already knew – it’s time to invest in a new air conditioner. And then they follow up with something you didn’t know – a new system is going to cost somewhere between $7,000 to $70,000, depending on the type of air conditioner(s) you prefer, the type of home(s) you have, and the type of energy source you’d like.

It’s time to make a decision. Spend the hottest time of the year soaking in sweat and blowing fans over ice? Or spend all your savings (and maybe sell an organ) to cover the cost of a new system?

Or option three? Financing.

The number of people who are planning on financing their latest home improvement project is at 70%. When you understand that the average consumer in the United States has less than $5,000 they can get ahold of, it makes complete sense. So when life happens and things die, and unexpected expenses such as an air conditioner repair or replacement is required, it is essential that we have affordable financing options available.

At Service Experts Heating & Air Conditioning we have several financing options for consumers looking to replace their HVAC systems. The first category of options are a part of our promotional financing programs, which include no interest or deferred interest. Promotional consumers are those that will most likely have the available dollars to pay off the loan short term, typically within 12 months with no interest charges, so long as the amount financed is totally paid off during or before the promotional period lapses.

Service Experts Heating & Air Conditioning also offers financing options with a lower monthly fixed payment and a fair interest rate. This is for people who may not have the total value as quickly but can afford a lower monthly cost. A standard program includes a 7.99% APR for either 60 or 120 months. A new, high efficiency heating and air conditioning system can cost an average of $10,000. Choosing the 7.99% 120 month loan program can cost as little as $121/month. This payment schedule makes a new heating and cooling system more affordable, while also receiving an efficient system that will help decrease energy bills while providing home comfort.

The financing programs at Service Experts Heating & Air Conditioning include the following:

 

    • Low monthly payments
    • No down payment
    • No annual fees
    • No prepayment penalties
    • Competitive interest rates

 

With so many programs, what are you waiting for? Call Service Experts Heating & Air Conditioning today for a complimentary in-home home comfort analysis and we will help you decide which HVAC system is right for your home AND which financing option fits in best with your life. We can’t wait to hear from you!

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